If you’re unsure of whether or not it’s worth purchasing gadget and mobile phone insurance, simply continue reading to discover some of the benefits associated with investing in gadget and mobile phone insurance.
Why you need gadget and mobile phone insurance:
- If you accidentally damage your gadget or phone, you won’t have to pay 100% of the cost of purchasing a replacement
If you’ve dropped one of your smartphones in the past and had to replace a smartphone which broke or cracked its screen as a result of a drop, it’s well worth investing in gadget and mobile phone insurance as you’ll be able to make a claim for accidental damage to your phone. Which should cover the bulk of the price of a replacement phone, for a comparable smartphone.
As well as choosing to insure a smartphone, you can also choose to insure a wide variety of tech gadgets such as cameras, tablets, and laptops.
If you’re fortunate, you may even receive enough money through your claim, that you won’t have to spend a dime of your own money towards purchasing your brand new phone. Although in some cases your insurance company may try to give you a refurbished phone. So it pays to check your insurance policy carefully, before signing on the dotted line.
- You may be able to get a replacement device if you lose your phone or gadget or have it stolen
Furthermore, if you lose your phone when you’re out and about or have your phone stolen, either domestically or whilst enjoying a fun-filled vacation abroad, you’ll also be able to make a claim in order to replace your smartphone or gadget.
Do keep in mind, however, that if you’re careless with your phone and lose your phone because you drive off, with your phone on the roof of your car, that your claim may be denied.
- You won’t be liable for paying for any unauthorized calls
If for example annoying telemarketers or scammers try to call your phone from an unknown number and charge you an exorbitant amount of money for each minute of any call which you answer, your chosen insurance company should be able to cover the costs of such dangerous, unauthorized calls. Which in some cases can rob unsuspecting victims out of hundreds or even thousands of dollars!
- You can also take out gadget or smartphone insurance to cover your family members’ devices
As an example, if you are worried about your teenage children’s smart phones, tablet or laptop being accidentally damaged, it’s well worth signing an insurance plan to insure their devices. Especially if your children are notorious for dropping their smartphones or electronic devices on a regular basis. As it always pays to be safe, rather than sorry, when it comes to expensive gadgets and phones.
So if you’ve been confused as to whether it’s worth checking out gadget and smartphone insurance, hopefully, the above information has convinced you that in today’s tech-focused society, it’s definitely worth insuring all of your smartphones and smart devices!