Your day can be just like any other, but then a car driving erratically and dangerously hits you. Your injuries can be substantial; your recovery could take months; you might never be able to work again. So long as the other driver was insured, however, there are ways you can mitigate the damage to your entire life and reclaim compensation necessary to recover and move on to the best of your ability.
Have a Lawyer Take Care of the Legal Issues
There are so many legal complications when you are injured in an accident that wasn’t your fault. There are investigations; there are lawsuits, your employer will need proof of your hospitalization, creditors will need to be contacted, and so much more. A great lawyer can handle a lot of this on your behalf, and get the ball rolling with:
- Evidence Collecting
- Case Building
Their work will be critical to negotiating with creditors so that your debt doesn’t build up while you are recovering (which could take months, depending on the severity of the injury). You will also need to inform your employer, especially if you are eligible for worker’s compensation. That’s why the perfect first step is to visit charlestonlaw.net and hire qualified lawyers to fight for your right to compensation.
Negotiate Deals with Your Creditors
This way, you can get in touch with your creditors or bank and inform them of what has happened and provide the evidence of your case. As you aren’t able to work, they may accept this and put a hold on your repayments in exchange for a part of the settlement (which will go towards repaying your debts or paying off the outstanding bills).
Creditors will be much more amenable than you think because they don’t want your account to default and you to go bankrupt, as it will mean they will need to sell your debt on at a loss or have to write it off entirely. This can be done by freezing your credit, making a settlement deal, or if your creditors refuse outright, it can be done with a settlement loan.
Inform Your Employer
You have to, by law, inform your employer that you are hospitalized and unable to work. This is the only way you can start proceedings to obtain workers’ compensation or to protect your position (not always applicable) at your place of employment.
Dedicate Yourself to Your Recovery
Now that everything is settled, you will be able to focus on recovering finally. With compensation on its way, or provided already with a settlement loan, you will have the financials necessary to pay for specialist rehabilitation.
It is important to focus on both your mental health and your physical recovery. You want your body to be as flexible and strong as possible, yes, but if you face PTSD following your accident, you will be just (if not more) limited in leading your day to day life.